Flood damage can be disastrous, as evidenced by recent floods all over the country. Over the last few years, there have been massive floods in both flood zones and areas where floods are generally not as frequent. By purchasing flood insurance from VAC Insurance Agency, you can take preventative measures to protect yourself against the threat of flooding. Here’s why you need flood coverage in Brooklyn, NY.

Home Insurance Doesn’t Cover Flood Damage

Standard home insurance in Brooklyn, NY doesn’t cover flood damage. This leaves homeowners at risk of paying for flood damage out of their own pockets. It only takes a few inches of floodwater to devastate a home and destroy personal property. Flood insurance helps compensate New York homeowners for their losses so they can recuperate quicker from a flood disaster.

Floods Can Occur Anywhere

Contrary to what many homeowners think, floods can occur anywhere, even in non-flood zone areas. If a flood hits your area, a lack of insurance can put you in jeopardy of losing everything you own. New York is prone to severe tropical and winter storms that can lead to flooding. By adding flood insurance to your home insurance package, you can be prepared for any eventuality. 

Flood Damage Can be Catastrophic

Flooding can cause tens of thousands of dollars’ worth of damage in a very short time. In a worst-case scenario, you could lose your home and all your belongings in one fell swoop. Flood coverage gives you the financial means to rebuild your home and replace your goods without having to deplete your savings or retirement funds. The affordable price of flood coverage makes it a worthwhile investment in protecting your valuable investments.

For quality flood coverage to protect your Brooklyn, NY home, call or visit an agent from VAC Insurance Agency today.