VAC Insurance Agency provides coverage to the Brooklyn, NY community. We recognize that each of our clients has unique individual needs. That’s why we offer custom policies. We are an independent insurance agency built on honesty and professionalism. We are confident that we can help find coverage to protect your assets in any situation.

Flood Insurance Questions Answered

You never know when a disaster may occur. Flood insurance gives you a safety net if severe weather passes through the area. Here is a look at some common flood insurance questions to help you find the right policy.

What Does Flood Insurance Cover?

Flood insurance is a special type of coverage that protects your Brooklyn, NY property if it suffers flood damage. The policy covers interior and exterior damage to your home, as well as your personal items.

Is Flood Insurance Add On Coverage?

No, flood insurance is not add-on coverage. You cannot rely on your home or condo insurance to protect you if your property suffers damage. Flood insurance policies are the only way to ensure you have full coverage.

Is Flood Insurance Only For High-Risk Areas?

No, even if you don’t stay in a high-risk area, you still qualify for coverage. Accidents can happen at any time, so you have to be prepared.

When Should I Look For Coverage?

You can find a policy at any time. However, keep in mind that there is a waiting period before your coverage starts. It’s not recommended that you wait until a few days before severe weather moves into the area to find coverage. You may risk being left unprotected if a disaster happens.