Despite the increase in flood disasters in recent years, many homeowners still believe “it could never happen to me.” Unfortunately, it could – even if you live in a non-flood zone area. New York is no stranger to severe weather events like tropical storms, nor-easter, and hurricanes that can lead to flooding. You can protect your Brooklyn, NY home and belongings from a flood disaster by purchasing flood insurance from VAC Insurance Agency.

Flood Damage

Tragically, many homeowners are caught unaware when it comes to flooding and suffer the consequences. Floods can occur quickly without much warning, devastating an entire community. It doesn’t take a major flood to cause severe water damage to a home’s structure. Even a few inches of flood water can devastate your property, leaving you with tens of thousands of dollars worth of damage. If you don’t have the resources to recuperate your losses, flooding could easily cause financial ruin.

Benefits of Flood Insurance

As a homeowner, you can’t prevent floods from occurring, but you can prepare in advance to recover from a flood event with flood insurance. Your home insurance policy protects you against many types of disasters – fire, wind, hail, etc. – but doesn’t cover flooding.

Flood insurance can provide you with financial aid to restore your home and replace your goods after a flood disaster. Through a flood insurance policy, you can obtain coverage for your home (dwelling) for up to $250,000 and your belongings for up to $100,000. These funds can be instrumental in helping you recover from a flood catastrophe. Through flood insurance, you can avoid losing everything to a flood disaster.