If you own a business, you need commercial insurance. However, it can be not easy to know which policies you need. At VAC Insurance Agency in Brooklyn, NY, we offer commercial insurance.
Commercial Property Insurance
You’ll need commercial property insurance if you own a physical building associated with your business. This includes stores, offices, and manufacturing centers.
Commercial property insurance covers the structure of the building and your property within the building, including business equipment and inventory.
Commercial Liability Insurance
Commercial liability insurance covers customers when they are on your business property. If someone is injured on your property, the expenses are covered. It also covers damage to a customer’s belongings or property.
Business Owner’s Policy
A business owner’s policy combines commercial property and liability insurance. It’s a great starting point if you own any physical business location.
Professional and Product Liability Coverage
General liability covers accidents that occur on your business property. Professional liability covers damage caused by a service you offer. For example, if you are an accountant and make a mistake, professional liability will cover the cost of the mistake.
Product liability is another type of professional liability coverage. It covers damage caused by a product your business creates.
Commercial Auto Insurance
You’ll need commercial auto insurance if you use a vehicle to transport goods, services, or equipment for your business. It covers any damage caused by an accident with your car. It also allows employees to drive the vehicle as long as they are legally allowed to drive.
Commercial Insurance at VAC Insurance Agency
If you need commercial insurance for your business in Brooklyn, NY, contact us at VAC Insurance Agency. Our experienced agents are here to discuss your needs and help you choose the right policies.
